20050684 Title Insurance 11202012 {
ENDORSEMENT
Attached to and forming a part of
Policy Number SGW 08000586
Issued By THURSTON COUNTY TITLE COMPANY
acting as agent for
OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
File Number 156835
The Company hereby assures the Assured that as of the Effective Date hereof there are no matters shown by the
public records affecting the real property described in said Subdivision Guarantee other than those shc�wn under
Exceptions in said Guarantee, except:
Amend the name of Assured on Schedule A, as follows:
WASHINGTON FEDERAL SAVINGS AND LOAN ASSOCIATION
Amend the legal description as follows:
PARCEL A:
The North 250 of the Northeast quarter of the Northeast quarter of the Northeast quarter of Section 24,
Township 17 North, Range 1 East,W.M.; EXCEPT county road right of way known as Cullens Road along
the East boundary.
PARCEL B:
The Northeast quarter of the Northeast quarter of the Northeast quarter of Section 24, Township 17 North,
Range 1 East,W.M.; EXCEPT the North 250 feet;ALSO EXCEPT the South 190 feet; ALSO EXCEPT the
East 20 feet for county road right-of-way (Cullens Road);ALSO EXCEPT that portion described as follows:
Commencing on the East line of said Section 24 at a point which bears South 01°31'21"West 356.29 feet
from the Northeast corner thereof; thence North 89°09'S7"West 195.30 feet; thence South 00°03'27"East
111.56 feet to the North line of the South 190.00 feet of said subdivision;thence, along said North line,
South 88°15'41" East 192.21 feet to said East line; thence, along said East line, North 01°31'21" East
114.59 feet to the point of beginning.
Pursuant to Judgment and Decree filed October 19,2012 in Thurston County Superior Court Cause
No. 11-2-02442-1.
In Thurston County,Washington.
The total liability of the Company under said Guarantee and under this endorsement thereto shall not exceed, in
the aggregate, the amount stated in said Guarantee. This endorsement is made a part of said Guarantee and is
subject to the terms and provisions thereof.
Dated: November 20,2012,at 8:00 a.m.
THURSTON COUNTY T1TLE COMPANY as agent for
OLD REPUBLIC NATIONAL T1TLE INSURANCE COMPANY
Count ' d
li�s r ger
Authorized Signatory
Note: This endorsement shaA not be valid or binding
until•countersigned by an authorized signatory.
meh
5�115 Vision Form ENWA12 Rev.03/03/98 Subdivision Guarantee Update Endorsement
order No, Ref No. Guarantee No.
156835 SGW 08000586
SUB)ECT TO THE IXCLUSIONS FROM COVERAGE, THE LiMITS OF LIABILIIY AND THE CONDITIONS AND STIPULATIONS
OF THIS GUARANTEE,
*� * ** OLI� REPUBLIC NATIONAL
� � � TITLE
,� INSURANCE COMPANY
* * * a Corporation,of Minneapolis, Minnesota
* herein plled the Company
GUARANTEES
the Assured named in Schedule A against actual monetary loss or damage not exceeding the liabitity stated in Schedute A,
which the Assured shall sustain by reason of any incorrectness in the assurances set forth in Schedule A.
OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
A Corporation
400 Second Avenue South,Minneapolis,Minnesota 55401
(612)371-1111
, ��,..,
Countersigned: ►. �rcE;'•.
By '�*sc':
* President
'*z�
* ��:
q �
��u� * �,�,�0,,:
By Attest / ►��• �� �.� Secretary
r,Vali ' g icer E�� "'•"
e��i,.��„��o.,.,r_���.�.,teo
SCHEDULE OF EXCLUSIONS FROM COVERAGE OF THIS GUARANTEE
1. Except to the extent that specific assurances are provided in Schedule A of this Guarantee,the Company assumes no
liability for loss or damage by reason of the following:
(a) Defects, liens, encumbrances, adverse claims or other matters against the title,whether or not shown by the public
records.
(b) (1) Taxes or assessments of any taxing authority that levies taxes or assessments on real property; or, (2) Proceedings
by a public agency which may result in taxes or assessments,or notices of such proceedings,whether or not the
matters excluded under(1)or(2)are shown by the records of the taxing authority or by the public records.
(c) (1) Unpatented mining claims; (2)reservations or exceptions in patents or in Acts authorizing the issuance thereof; (3)
water rights,claims or title to water, whether or not the matters excluded under(1), (2)or(3)are shown by the publlc
records.
2. Notwithstanding any specific assurences which are provided in Schedule A of this Guarantee,the Company assumes no
liability for loss or damage by reason of the following:
(a) Defects, liens,encumbrances, adverse claims or other matters afFecting the title to any property beyond the lines of
the land expressly described in the description set forth in Schedule(A),(C)or in Part 2 of this Guarantee, or title
to streets, roads, avenues, lanes,ways or waterways to which such land abuts, or the right to maintain therein
vaults,tunnels, ramps or any structure or improvements;or any rights or easements therein, unless such property,
rights or easements are expressly and specifically set forth in said description.
(b) Defects,liens,encumbrances, adverse claims or other matters,whether or not shown by the public records; (1)
which are created, suffered, assumed or agreed to by one or more of the Assureds; (2)which result in no loss to
the Assured;or(3)which do not result in the invalidity or potential invalidity of any judicial or non judicial
proceeding which is within the scope and purpose of the assurances provided.
(c) The identity of any party shown or referred to in Schedule A.
(d) The validity, legal effect or priority of any matter shown or referred to in this Guarantee.
GUARANTEE CONDITIONS AND STIPULATIONS
1. DEFINITION OF TERMS 3. NO DUTY TO DEFEND OR PROSECUTE
The following terms when used in the Guarantee mean: The Company shall have no duty to defend or prosecute any
(a) the "Assured": the party or parties named as the Assured in action or proceeding to which the Assured is a party,
this Guarantee, or on a supplemental writing executed by the notwithstanding the nature of any allegation in such action or
Company. proceeding.
(b) "land": the land described or referred to in Schedule(A)or 4. COMPANY'S OPTION TO DEFEND OR PROSECUTE
in Part 2,and improvements affixed thereto which by law ACTIONS;DUTY OF ASSt1RED CLAIMANT TO
constitute real property. The term "land"does not include any COOPERATE
properry beyond the lines of the area described or referred to in
Schedule(A)or in Part 2, nor any right,title, interest, estate or Even though the Company has no duty to defend or prosecute
easement in abutting streets, roads, avenues,alleys, lanes,ways as set forth in Paragraph 3 above:
or waterways. (a) The Company shall have the right, at its sole option and
(c) "mortgage": mortgage, deed of trust,trust deed, or other cost, to institute and prosecute any action or proceeding,
security instrument. interpose a defense, as (imited in (b), or to do any other act
(d) "public records": records established under state statutes at Which in its opinion may be necessary or desirable to establish
Date of Guarantee for the purpose of imparting constructive notice the title to the estate or interest as stated herein, or to
of matters relating to rea! properly to purchasers for value and estabiish the lien rights of the Assured, or to prevent or reduce
without knowiedge. loss or damage to the Assured. The Company may take any
(e) date : the effective date. appropriate action under the terms of this Guarantee,whether
or not it shall be liable hereunder, and shall not thereby
2. NOTICE OF CLAIM TO BE GNEN BY ASSURED CLAIMANT concede liability or waive any provision of this Guarantee. If
the Company shall eacercise Its rights under this paragraph, it
An Assured shall notify the Company promptly in writing in case shall do so diligently.
knowledge shall come to an Assured hereunder of any claim of title �b) If the Company elects to exercise its options as stated in
or interest which is adverse to the title to the estate or interest, as Paragraph 4(a) the Company shall have the right to select
stated herein,and which might cause loss or damage for which the counsel of its choice (subject to the right of such Assured to
Company may be liable by virtue of this Guarantee. If prompt object for reasonable cause) to represent the Assured and
notice shall not be given to the Company,then all fiability of the shall not be liable for and will not pay the fees of any other
Company shall terminate with regard to the matter or matters for counsel, nor will the Company pay any fees, costs or expenses
which prompt notice is required; provided, however,that failure to incurred by an Assured in the defense of those causes of
notify the Company shall in no case prejudice the rights of any action which allege matters not covered by this Guarantee.
Assured under this Guarantee unless the Company shall be (�) Whenever the Company shall have brought an action or
prejudiced by the failure and then only to the extent of the interposed a defense as permitted by the provisions of this
prejudice. Guarantee, the Company may pursue any litigation to final
determination by a court of competent jurisdiction and
expressly reserves the right, in its sole discretion, to appeal
from an adverse judgment or order.
(d)In ali cases where this Guarantee permits the Company to coverage of this Guarantee, or to pay the full amount of this
prosecute or provide for the defense of any action or proceeding, Guarantee or, if this Guarantee is issued for the benefit of a
� an Assured shall secure to the Company the right to so prosecute holder of a mortgage or a lienholder,the Company shall
or provfde for the defense of any action or proceeding,and all have the option to purchase the indebtedness secured by
appeals therein,and permit the Company to use, at its option,the said mortgage or said lien for the amount owing thereon,
name of such Assured for this purpose. Whenever requested by together with any msts, reasonable attorneys'fees and
the Company,an Assured, at the Company's expense,shall give expenses incurred by the Assured claimant which were
the Company all reasonable aid in any action or proceeding, authorized by the Company up to the time of purchase.
securing evidence,obtaining witnesses, prosecuting or defending
the action or lawful act which in the opinion of the Company may Such purchase, payment or tender of payment of the full
be necessary or desirable to establish the title to the estate or amount of the Guarantee shall terminate a!I liability of the
interest as stated herein, or to establish the lien rights of the Company hereunder. In the event after notice of ciaim has
Assured. If the Company is prejudiced by the failure of the been given to the Company by the Assured the Company
Assured to furnish the required cooperation,the Company's offers to purchase said indebtedness,the owner of such
obligations to the Assured under the Guarantee shall terminate. indebtedness shafl transfer and assign said indebtedness,
together with any collateral security,to the Company upon
5. PROOF OF LOSS OR DAMA�E payment of the purchase price.
In addition to and after the notices required under Section 2 of
these Conditions and Stipulations have been provided to the Upon the exercise by the Company of the option provided for in
Company,a proof of loss or damage signed and sworn to by the Paragraph (a)the Company's obligation to the Assured under this
Assured shall be fumished to the Company within ninety(90) Guarantee for the claimed loss or damage,other than to make the
days after the Assured shall ascertain the facts giving rise to the payment required in that paragraph, shall terminate, including any
loss or damage. The proof of loss or damage shall describe the obligation to continue the defense or prosecution of any litigation
matters covered by this Guarantee which constitute the basis of for which the Company has exercised its op�ons under Paragraph
loss or damage and shall state,to the extent possibie,the basis of 4,and the Guarantee shall be surrendered to the Company for
calculating the amount of the loss or damage. If the Company is cancellation.
prejudiced by the failure of the Assured to provide the required
proof of loss or damage,the Company's obligation to such (b) To Pay or Otherwise Settie With Parties Other Than the
assured under the Guarantee shall terminate. In addition,the Assured or With the Assured Claimant.
Assured may reasonably be required to submit to examination
under oath by any authorized representative of the Company and To pay or otherwise settle with other parties for or in the
shall produce for examination, inspection and copying, at such name of an Assured claimant any claim assured against
reasonable times and places as may be designated by any under this Guarantee,together with any costs,attorneys'
authorized representative of the Company, all records, books, fees and expenses incurred by the Assured claimant which
ledgers,checks, correspondence and memoranda, whether were authorized by the Company up to the time of payment
bearing a date before or after Date of Guarantee, which and which the Company is obligated to pay.
reasonably pertain to the loss or damage. Further, if requested
by any authorized representative of the Company, the Assured Upon the exercise by the Company of the option provided for in
shall grant its permission, in writing,for any authorized Paragraph (b)the Company's obfigation to the Assured under this
representative of the Company to examine, inspect and copy all Guarantee for the claimed loss or damage, other than to make the
records, books,ledgers, checks,correspondence and memoranda payment required in that paragraph,shall terminate, including any
in the custody or control of a third party, which reasonably obtigation to continue the defense or prosecution of any litigation for
pertain to the loss or damage. All information designated as which the Company has exercised its options under Paragraph 4.
confidential by the Assured provided to the Company pursuant to
this Section shall not be disclosed to others unless, in the 7. DETERMINATION AND EXTENT OF LIABILITY
reasonable judgment of the Company, it is necessary in the This Guarantee is a contract of Indemnity against actual
administration of the claim. Failure of the Assured to submit for monetary loss or damage sustained or incurred by the Assured
examination under oath, produce other reasonably requested claimant who has suffered loss or damage by reason of reliance
information or grant permission to secure reasonably necessary upon the assurances set forth in this Guarantee and only to the
information from third parties as required in the above paragraph, extent herein described, and subject to the Exclusions From
unless prohibited by law or governmental regulation, shall Coverage of This Guarantee.
terminate any liabifity of the Company under this Guarantee to
the Assured for that claim. The liability of the Company under this Guarantee to the
Assured shall not exceed the least of:
6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS:
TERNIINATION OF LIABILITY (a) the amount of liability stated in Schedule A or in Part 2;
In case of a claim under this Guarantee,the Company shall
have the following additional options:
(a) To Pay or Tender Payment of the Amount of Liability
or to Purchase the Indebtedness.
The Company shall have the option to pay or settle or
compromise for or in the name of the Assured any claim
which could result in loss to the Assured within the
(b) the amount of the unpaid principaf indebtedness secured by If a payment on account of a claim does not fully cover the loss of
the mortgage of an Assured mortgagee,as limited or provided the Assured the Company sha(I be subrogated to all rights and
under Section 6 of these Conditions and Stipulations or as reduced remedies of the Assured after the Assured shall have recovered its
under Section 9 of these Conditions and Stipulations,at the time the principal, interest, and costs of collection.
(oss or damage assured aga(nst by this Guarantee occurs,together
with interest thereon; or 12. ARBITRATION
(c) the difference between the value of the estate or interest Unless prohibited by applicable law, either the Company or the
covered hereby as stated herein and the value of the estate or Assured may demand arbitrafion pursuant to the Titie Insurance
interest subject to any defect, lien or encumbrance assured Arbitration Rules of the American Land Titie Association.
against by this Guarantee. Arbitrable matters may include, but are not limited to,any
controversy or claim between the Company and the Assured
8. LIMITATION OF LIABILI7Y arising out of or relating to this Guarantee,any service of the
Company in connection with its issuance or the breach of a
(a) If the Company establishes the title, or removes the Guarantee provision or other obiigation. All arbitrable matters
alleged defect,lien or encumbrance, or cures any other matter when the Amount of Liability is$2,000,000 or less shall be
assured against by this Guarantee in a reasonably diligent manner arbitrated at the option of either the Company or the Assured.
by any method, including litigation and the completion of any All arbitrable matters when the amount of liability is in excess of
appeals therefrom, it shail have fuliy performed its obligations $2,000,000 shall be arbitrated only when agreed to by both the
with respect to that matter and shall not be liable for any loss or Company and the Assured. The Rules in efFect at Date of
damage caused thereby. Guarantee shall be binding upon the parties. The award may
include attorneys'fees only If the laws of the state in which the
(b) In the event of any litigation by the Company or with the land is located permits a court to award attomeys'fees to a
Company's consent,the Company shall have no liability for loss or prevailing party. ]udgment upon the award rendered by the
damage until there has been a final determination by a court of Arbitrator(s) may be entered in any court having jurisdiction
competent jurisdiction,and disposition of all appeals therefrom, thereof.
adverse to the title, as stated herein.
The law of the situs of the land shall apply to an arbitration
(c) The Company shall not be liable for loss or damage to any under the Title Insurance Arbitration Rules.
Assured for liability voluntarily assumed by the Assured in settfing
any claim or suit without the prior written consent of the A copy of the Rules may be obtained from the Company upon
Company. request.
9. REDUCTION OF LIABILTITY OR TERMINATION OF 13. LIABILITY LIMITED TO THIS GUARAN7`EE;
�ABI�N GUARANTEE ENTIRE CONTRACT
All payments under this Guarantee, except payments made for (a) This Guarantee together with all endorsements, if
costs,attorneys'fees and expenses pursuant to Paragraph 4 shall any,attached hereto by the Company is the entire Guarantee
reduce the amount of liability pro tanto. and contract between the Assured and the Company. In
10. PAYMENT OF LOSS interpreting any provision of this Guarantee,this Guarantee
(a) No payment shali be made without producing this shall be construed as a whole.
Guarantee for endorsement of the payment unless the Guarantee
has been lost or destroyed, in which case proof of loss or (b) Any claim of loss or damage, whether or not
destruction shall be fumished to the satisfaction of the Company. based on negligence,or any action asserting such ciaim,shall
be restricted to this Guarantee.
(b) When liability and the extent of loss or damage has been
definitely fixed in accordance with these Conditions and (�) No amendment of or endorsement to this
Stipulations,the loss or damage shall be payable within thirty(30) Guarantee can be made except by a writing endorsed hereon or
days thereafter. attached hereto signed by either the President,a Vice President,
11. SUBROGATION UPON PAYMENT OR SETTLEMENT the Secretary, an Assistant Secretary, or validating officer or
authorized signatory of the Company.
Whenever the Company shall have settled and paid a claim under 14. NOTICES,WHERE SENT
this Guarantee,all right of subrogation shall vest in the Company
unaffected by any act of the Assured claimant. All notices required to be given the Company and any statement
in writing required to be furnished the Company shall include the
The Company shall be subrogated to and be entitled to all rights number of this Guarantee and shafl be addressed to the
and remedies which the Assured would have had against any Company at the office which issued this Guarantee or to iks
person or properly in respect to the claim had this Guarantee not Home Office: 400 Second Avenue South, Minneapolis, Minnesota
been issued. If requested by the Company,the Assured shalf 55401, (612)371-1111.
transfer to the Company all rights and remedies against any
person or property necessary in order to perfect this right of
subrogation. The Assured shall permit the Company to sue,
compromise or settle in the name of the Assured and to use the
name of the Assured in any transacdon or litigation involving
these rights or remedies.
SlJBDIVISION GUARANTEE
SCHEDULE A
Office File Number Policy Number Date of Policy Amount of Insurance
156835 SGW 08000586 July 25,2011 at $2,000.00
8:00 a.m.
Name of Assured:
SKILLINGS-CONNOLLY INC
The assurances referred to on the face page are:
That, according to those public records which, constructive notice of matters relative to the description of
which is fully set forth in under the recording laws, impart following described real property:
See Exhibit A attached hereto and made a part hereof.
Title to said reat property is vested in:
WASHINGTON FEDERAL SAVINGS& LOAN ASSOCIATION, a federal association
Subject to the matters shown below under Exceptions, which Exceptions are not necessarily shown in
the order of their priority.
EXCEPTIONS:
1. General Taxes and assessments, if any, no search having been made thereof; also, taxes or
assessments which are not shown as existing liens by the records of any taxing authority that levies
taxes or assessments on real property or by the public records.
2. Unpatented mining claims, reservations or exceptions in the United States Patents or in Acts
authorizing the issuance thereof;water rights, claims or titfe to water.
3. Title to any property beyond the lines of the reaf property expressly described herein, or title to streets,
roads, avenues, lanes, ways or waterways on which such real property abuts, or the right to maintain
therein vaults, tunnels, ramps, or any other structure or improvement; or any rights or easements
therein unless such property, rights or easements are expressly and specifically set forth in said
description.
Additional Exceptions:
4. Notice of Furnishing Professional Services by Skillings-Connolly, Inc., as recorded April 27, 2006
under Auditor's File No. 3826784.
Subdivision Guarantee Page 1
SCHEDULE A (Continued)
File Number: 156835 Policy Number. SGW 08000586
5. Claim of lien, by hereinafter named claimant,
Recorded: October 28, 2008
File No.: 4042898
Claimant: Puget Sound Landscaping, inc.
Amount: $87,881.00
For: Labor perFormed and/or materiaf furnished
Against: Stanton Homes, LLC
Said pertormance of labor and/or furnishing of material began August 1, 2008, and ceased
September 24, 2008.
6. Claim of lien, by hereinafter named claimant,
Recorded: April 14, 2009
File No.: 4074598
Claimant: Puget Sound Landscaping, Inc.
Amount: $15,075.00
For. Labor pertormed and/or material furnished
Against: Stanton Homes, LLC
Said pertormance of labor and/or furnishing of material began December 16, 2008, and ceased
January 16, 2009.
7. Pendency of Thurston County Superior Court Cause No. 09-2-01527-6, a complaint for money due,
breach of contract, and lien foreclosure shown in Paragraphs 2 and 3 herein. Attorney for plaintiff:
Ben D. Bushman of Cushman Law Offices, P.S.. (360) 534-9183
8. Declaration of Covenant regarding non-contamination of well-site within a 100 foot radius, as recorded
May 10, 1982 under File No. 8205100029.
9. Easement and Water System Agreement, as recorded April 29, 1994 under Auditor's File
No. 9404290319.
10. Terms and conditions of instrument recorded May 24, 1994 under File No. 9405240054, regarding
proper operation and maintenance of the on-site sewage disposal system.
11. Terms and conditions of instrument recorded February 8, 1996 under File No. 3013312, regarding
proper operation and maintenance of the on-site sewage disposal system.
12. Voluntary Mitigation Agreement by and between Stanton Development LLC and Yelm Community
Schools Dist. 2, as recorded July 25, 2008 under File No. 4025798.
End of Schedule A Exceptions.
Subdivision Guarantee Page 2
File Number: 156835 Policy Number: SGW 08000586
Exhibit A
PARCEL A:
The North 250 of the Northeast quarter of the Northeast quarter of the Northeast quarter of Section
24,Township 17 North, Range 1 East,W.M.; EXCEPT county road right of way known as Cullens
Road along the East boundary.
PARCEL B:
The Northeast quarter of the Northeast quarter of the Northeast quarter of Section 24, Township
17 North, Range 1 East, W.M.; EXCEPT the North 250 feet; ALSO EXCEPT the South 190 feet;
ALSO EXCEPT the East 20 feet for county road right of way (Cullens Road); ALSO EXCEPT that
portion described as follows:
Commencing at a point on the West line of Cullens Road,said point being 367 feet South of the
North line of Section 24; thence South 85 feet; thence West 150 feet; thence North 85 feet; thence
East 150 feet to the true point of beginning.
In Thurston County,Washington.
SCHEDULE A (Continued)
File Number: 156835 Policy Number: SGW 08000586
NOTES:
a) At the request of the assured the following information is provided:
� Last half of general taxes for 2011 owing in the surn of$1,432.23. Tax Account
No. 217-24-110101. (Full year general taxes were in the amount of$2,864.45)
(Area Code 170) First half taxes are delinquent May 1; last half taxes are delinquent
November 1. (Affects Parcel A)
Last half of general taxes for 2011 owing in the sum of$545.14. Tax Account
No. 217-24-110100. (Full year general taxes were in the amount of$1,090.27)
(Area Code 170) First half taxes are delinquent May 1; last half taxes are delinquent
November 1. (Affects Parcel B)
b) The address of the subject property is:
AFFECTS PARCEL A AFFECTS PARCEL B
9301 CULLENS RD SE 9329 CULLENS RD SE
YELM,WA 98597 YELM, WA 98597
c) According to the records of Thurston County Assessor, the current value of said
premises is as follows:
Tax Account No.: 217-24-110101
Land: $ 94,600.00
Improvements: $ 132,800.00
Total: $ 227,400.00
(Affects Parcel A)
Tax Account No.: 217-24-110100
Land: $ 85,200.00
Improvements: $ 0.00
Total: $ 85,200.00
(Affects Parcel B)
d) The following abbreviated legal description is provided as a courtesy to enable the
document preparer to conform with the requirements of RCW 65.04.045, pertaining to
standardization of recorded documents.
Abbreviated Legal Description: Ptn NE 1/4 NE 1/424-17-1E
s/i
Restrs/attd
PK/asm
Subdivision Guarantee Page 3
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THURSTON COUNTY TITLE COMPANY
Privacy Policy Notice
PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) generaliy prohibits any financial institution,
directly or through its affiliates, from sharing nonpublic personal information about you with a
nonaffiliated third party unless the institution provides you with a notice of its privacy policies
and practices, such as the type of information that it collects about you and the categories of
persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing
you with this document, which notifies you of the privacy policies and practices of Thurston
County Title Company
We may collect nonpublic persona! information about you from the fof lowing sources:
Information we receive from you such as on applications or other forms.
Information about your transactions we secure from our files, or from our affiliates or
others.
Information we receive from a consumer reporting agency. �
Information that we receive from others involved in your transaction, such as the real
estate agent or lender.
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional .
nonpublic personal information will be collected about you.
We may disclose any of the above information that we collect about our customers or former
customers to our affiliates as permitted by law.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH
ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITT'ED BY LAW.
We restrict access to nonpublic personal information about you to those employees who need
to know that information in order to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal regulations to guard your
nonpublic personal information.
ORT 287-C 5/07/Ol